We run it on-prem, and standing up a Rancher HA k8s cluster is literally 1 command. "rke up --config ". It builds the entire K8s cluster for you. Then just install Rancher server using the helm chart. Whole process is 10 minutes (once you are familiar with the steps)
If you are going to be running production workloads in K8s managed with Rancher, it really does pay dividends to learn the basics of how it works. And then you will see how simple Rancher HA really is to stand up. Without the basics, it’s very easy to blow things up, in Rancher and K8s.